Mobile Apps and Portals Launched by Banks in India 2024-25
Download a List of Important Mobile Apps and Portals Launched by Banks in India 2025. GK Notes on of Digital and Financial Products Launched By Banks in India. If you are preparing for Banking, SSC, Railways, UPSC, State Level Exams, and other competitive Exams, you are bound to find a few questions on the List of Mobile Apps and Portals Launched by Banks in the General Awareness section. Knowing about the Important Mobile Apps and Portals Launched by Banks in India for Current Affairs 2025 is very important to boost your marks in the General Knowledge/Current Affairs section. Today, here we are providing you with a List of Mobile Apps and Portals Launched by Banks in India in PDF format.
This information about Important Mobile Apps and Portals in India for Current Affairs also comes in handy while giving interviews of the government and competitive exams. Here, we will bring you all the details regarding the recent Mobile Apps and Portals Launched by Banks. The important Digital and Financial Products Launched By Banks 2025 are also part of Static GK and Current Affairs. So follow this Complete Important Digital and Financial Products Launched By Banks and get good marks in the General Awareness section in the upcoming exams.
Digital and Financial Products Launched By Banks in 2024-2025
Indian banks have developed a variety of Mobile Apps, digital platforms and financial products to enhance customer experience and promote digital banking. Here are some notable ones List of Digital and Financial Products Launched by Banks in 2024 in India-
Product Name | Launched by | Features |
Pragati Savings Account | HDFC Bank | Tailored for rural populations; includes savings, credit support, and digital banking tools. |
YES Grandeur | YES Bank | Caters to emerging affluent segment; offers lifestyle benefits and rewards. |
Axis Instant Personal Loan | Axis Bank | Quick approval and disbursal; minimal documentation required. |
Kotak 811 Digital Savings Account | Kotak Mahindra Bank | Fully digital account opening; offers attractive interest rates and zero balance requirement. |
Digital Savings Account | Indian Bank | Easy online account opening; features include mobile banking and fund transfers. |
PNB Insta Loan | Punjab National Bank | Instant loan disbursal with minimal paperwork; aimed at quick financial assistance. |
Canara e-Savings Account | Canara Bank | Online account management; offers various digital banking services. |
UBI Digital Wallet | Union Bank of India | Facilitates online transactions and bill payments seamlessly. |
InstaWealth App | ICICI Bank | Real-time financial planning tools; designed for millennials; offers smarter investment options. |
DigiSavings 360 | HDFC Bank | Fully digital savings account; provides AI-driven financial insights and personalised investment recommendations. |
GreenLoans Portal | State Bank of India (SBI) | Simplifies loans for renewable energy projects and electric vehicles; promotes eco-friendly financing. |
UPI-ATM | Axis Bank | Cardless cash withdrawal and deposits using UPI technology; integrates various banking services. |
BoB 360 Term Deposit Scheme | Bank of Baroda | Competitive interest rates; special rates for senior citizens. |
Canara Heal | Canara Bank | Covers hospitalisation expenses; designed to settle healthcare claims efficiently. |
YES Grandeur | YES Bank | Caters to an emerging affluent segment; offers lifestyle benefits and rewards. |
Metal Credit Card | Indian Bank | Provides a seamless credit experience; designed for digitally savvy consumers. |
Banking Portal Kotak FYN | Kotak Mahindra Bank | Paperless transactions; unifies multiple accounts under one login ID. |
UBI Digital Wallet | Union Bank of India | Facilitates online transactions and bill payments seamlessly. |
GreenLoans Portal | State Bank of India (SBI) | Simplifies loans for renewable energy projects and electric vehicles; promotes eco-friendly financing. |
Unified Lending Interface (ULI) | Reserve Bank of India | Enables frictionless, end-to-end digital credit using consent-based data for lending institutions. |
Canara Digital Gold | Canara Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
DigiSavings 360 | HDFC Bank | Fully digital savings account; provides AI-driven financial insights and personalised investment recommendations. |
Smart Home Loan | ICICI Bank | Offers competitive interest rates and flexible repayment options; includes online application process. |
Axis Pay Later | Axis Bank | Buy Now, Pay Later option for customers; allows flexible payments for purchases made through the bank’s platform. |
Digital Kisan Credit Card | Indian Bank | Designed for farmers; offers credit facilities with benefits tailored to agricultural needs. |
UBI Digital Wallet | Union Bank of India | Facilitates online transactions and bill payments seamlessly; enhances user convenience. |
BHIM UCO UPI App | UCO Bank | Integrated features like UPI Lite auto top-up and UPI Circle; enhances overall customer experience. |
BHIM Baroda Pay | Bank of Baroda | Designed to enhance digital payment capabilities; supports various digital transactions. |
INDIE Digital Banking App | IndusInd Bank | Facilitates account opening and transaction processing; personalised nudges for better user experience. |
YONO SBI Upgrade | State Bank of India (SBI) | Enhanced features for seamless banking and investment services; integrates various financial products. |
FedMobile 2.0 | Federal Bank | Revamped app with improved user interface and additional features for retail banking customers. |
DigiSavings 360 | HDFC Bank | Fully digital savings account; provides AI-driven financial insights and personalised investment recommendations. |
Axis Pay Later | Axis Bank | Buy Now, Pay Later option for flexible payments on purchases made through the bank’s platform. |
Canara Digital Gold | Canara Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
Kisan Credit Card | Indian Bank | Tailored for farmers; offers credit facilities with benefits specific to agricultural needs. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
Axis Pay Later | Axis Bank | Buy Now, Pay Later option for flexible payments on purchases made through the bank’s platform. |
YONO SBI Upgrade | State Bank of India (SBI) | Enhanced features for seamless banking and investment services; integrates various financial products. |
Canara Digital Savings Account | Canara Bank | Fully digital savings account with attractive interest rates and easy online management. |
UBI Smart Loan | Union Bank of India | Instant loan processing with competitive interest rates; designed for quick financial assistance. |
Kisan Credit Card | Indian Bank | Tailored for farmers; offers credit facilities with benefits specific to agricultural needs. |
YES Wealth Management App | YES Bank | Provides personalised investment advice and portfolio management tools for affluent customers. |
Central Bank Digital Currency (CBDC) | Reserve Bank of India | Retail pilot expanded; aims to reduce cash dependency and enhance transaction efficiency. |
YONO SBI Upgrade | State Bank of India (SBI) | Enhanced features for seamless banking and investment services; integrates various financial products. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
Axis Pay Later | Axis Bank | Buy Now, Pay Later option for flexible payments on purchases made through the bank’s platform. |
Canara Digital Savings Account | Canara Bank | Fully digital savings account with attractive interest rates and easy online management. |
UBI Smart Loan | Union Bank of India | Instant loan processing with competitive interest rates; designed for quick financial assistance. |
Kisan Credit Card | Indian Bank | Tailored for farmers; offers credit facilities with benefits specific to agricultural needs. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
Unified Lending Interface (ULI) | Reserve Bank of India | Enables frictionless, end-to-end digital credit using consent-based data for lending institutions. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
Axis Pay Later | Axis Bank | Buy Now, Pay Later option for flexible payments on purchases made through the bank’s platform. |
YONO SBI Enhanced Features | State Bank of India (SBI) | Improved features for seamless banking and investment services; integrates various financial products. |
Canara Digital Savings Account | Canara Bank | Fully digital savings account with attractive interest rates and easy online management. |
UBI Smart Loan | Union Bank of India | Instant loan processing with competitive interest rates; designed for quick financial assistance. |
Kisan Credit Card | Indian Bank | Tailored for farmers; offers credit facilities with benefits specific to agricultural needs. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
Bharat BillPay (BBPS) for Business | National Payments Corporation of India (NPCI) | Streamlines B2B transactions; automates invoice payment processes; includes purchase order creation and invoice management. |
UPI Circle | National Payments Corporation of India (NPCI) | Allows primary users to delegate payment authority to secondary users; customisable transaction limits. |
PhonePe PG Bolt | PhonePe | Faster payment experience with UPI Lite and PIN-less transactions; integrates seamlessly within merchant apps. |
Zoho Payments | Zoho | Unified payment solution for businesses; includes invoicing, payment collection, and expense management. |
Payment Passkey Service | Mastercard | Enhances transaction security using tokenisation; protects consumer payment details and biometric data. |
Biometric Card Authentication | Razorpay | Utilises fingerprints and facial recognition for identity verification in transactions. |
HDFC PoS | Visa | Integrates PoS, QR code scanning, and soundbox features for merchants; enhances transaction capabilities. |
Neo for Merchants | Axis Bank | Mobile app for payment acceptance, transaction reporting, and merchant service requests. |
Paytm NFC Card Soundbox | Paytm | It combines mobile QR payments with card machine functionality and supports card tap and QR code payments. |
UDAY AI-Enabled Chatbot | UCO Bank | Provides 35 services in 5 languages; enhances customer interaction through AI technology. |
BHIM Baroda Pay | Bank of Baroda | Enhances digital payment capabilities for customers; supports UPI transactions and bill payments. |
INDIE Digital Banking App | IndusInd Bank | Facilitates account opening and transactions and offers personalised nudges for a better user experience. |
YONO SBI Enhanced Features | State Bank of India (SBI) | Improved features for seamless banking and investment services, and integration of various financial products. |
Payment Passkey Service | Axis Bank | Aims to replace OTPs with tokenisation for secure online transactions; pilot program with major merchants. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
FedMobile 2.0 | Federal Bank | Revamped app with improved user interface and additional features for retail banking customers. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
UDAY AI-Enabled Chatbot | UCO Bank | Provides 35 services in 5 languages; enhances customer interaction through AI technology. |
YONO SBI Enhanced Features | State Bank of India (SBI) | Improved features for seamless banking and investment services integrate various financial products. |
BHIM Baroda Pay | Bank of Baroda | Enhances digital payment capabilities for customers; supports UPI transactions and bill payments. |
INDIE Digital Banking App | IndusInd Bank | Facilitates account opening and transactions and offers personalised nudges for a better user experience. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
FedMobile 3.0 | Federal Bank | Enhanced user interface with new features for retail banking customers; focuses on user experience. |
Payment Passkey Service | Axis Bank | Aims to replace OTPs with tokenisation for secure online transactions; pilot program with major merchants. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
Project Parivartan | UCO Bank | Aimed at digitising retail assets and liabilities journeys, it plans to roll out 25 new digital journeys by March 2025. |
YONO SBI Enhanced Features | State Bank of India (SBI) | Further enhancements for seamless banking and investment services; integrate various financial products. |
BHIM Baroda Pay | Bank of Baroda | Enhances digital payment capabilities; supports UPI transactions and bill payments. |
INDIE Digital Banking App | IndusInd Bank | Facilitates account opening and transactions and offers personalised nudges for a better user experience. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
FedMobile 3.0 | Federal Bank | Enhanced user interface with new features for retail banking customers; focuses on user experience. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
Payment Passkey Service | Axis Bank | Aims to replace OTPs with tokenisation for secure online transactions; pilot program with major merchants. |
YONO SBI Enhanced Features | State Bank of India (SBI) | Further enhancements for seamless banking and investment services; integrates various financial products. |
UDAY AI-Enabled Chatbot | UCO Bank | Provides 35 services in 5 languages; enhances customer interaction through AI technology. |
BHIM Baroda Pay | Bank of Baroda | Enhances digital payment capabilities; supports UPI transactions and bill payments. |
INDIE Digital Banking App | IndusInd Bank | Facilitates account opening and transactions; offers personalised nudges for a better user experience. |
Instant Personal Loan | ICICI Bank | Quick approval and disbursal; minimal documentation required for faster access to funds. |
DigiGold | HDFC Bank | Allows customers to invest in gold digitally; offers secure storage and easy liquidity options. |
FedMobile 3.0 | Federal Bank | Enhanced user interface with new features for retail banking customers; focuses on user experience. |
PNB Insta Credit | Punjab National Bank | Instant credit facility with minimal documentation; designed for quick financial assistance. |
Payment Passkey Service | Axis Bank | Aims to replace OTPs with tokenisation for secure online transactions; pilot program with major merchants. |
Various Digital Products | Neobanks (e.g., Niyo, Jupiter) | Fully digital services include savings accounts, loans, and wealth management tailored for tech-savvy customers. |
List of Mobile Apps and Portals Launched by Banks
Upgrade your knowledge of the various Mobile Apps and Portals Launched by Banks in 2024-25 by reading the excerpts given below. For more information, read the monthly Current Affairs given at the end of this article.
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Current Affairs PDF 2024 – Download eBooks
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